RDClaim
UK Merged RDEC Scheme — Updated January 2026

Does your business qualify for R&D tax relief?

Answer 7 questions. Get your eligibility score, estimated claim value, and audit risk rating — free, in under 2 minutes.

£7.5bn Claimed annually in UK
15–27% Effective relief rate
Free No fee unless you claim
Sample assessment result
73% Eligibility
£38k Est. claim
Med Audit risk
Request free assessment →

Check your R&D tax relief eligibility

Step 1
of 7
What sector does your business operate in?
Qualifying activities and typical claim values vary significantly by sector.
Step 2
of 7
What is your approximate annual turnover?
This determines scheme eligibility and helps estimate claim value ranges.
Step 3
of 7
How many people work on technical or product development?
Include developers, engineers, scientists, and technical leads — full or part time.
Step 4
of 7
What percentage of their time is spent on development work?
Think building, testing, iterating — not general operations or maintenance.
40%
0%100%
Step 5
of 7
Does your work involve solving problems where the solution isn't obvious — even to an expert?
HMRC calls this "technological uncertainty" — pushing boundaries, not applying known techniques.
Step 6
of 7
Have you previously made an R&D tax relief claim?
This helps us understand your position under the current Merged Scheme rules.
Step 7
of 7
Do you currently work with a specialist R&D tax adviser?
One of the strongest audit risk indicators. Claims without specialist support have significantly higher error rates.

What the Merged RDEC Scheme means for your business

The rules changed significantly in April 2024. If you last looked at R&D tax credits a few years ago, what you knew is now out of date. The old SME scheme and large-company RDEC scheme have been replaced by a single Merged Scheme — and most content on Google still reflects the old rules.

Here is what the current system looks like for accounting periods starting from 1 April 2024:

Your situation Scheme Effective relief
Most companies — profit-making or modest losses Merged RDEC 15–16.2% of qualifying spend
Loss-making SME spending 30%+ of total expenditure on R&D ERIS Up to 27% of qualifying spend
Rates confirmed per GOV.UK — last updated 8 January 2026

What counts as qualifying R&D?

The central test is technological uncertainty — your project must aim to resolve a scientific or technological uncertainty that a competent professional in your field could not easily resolve. This applies to software development, new product creation, process improvement, and much more across almost every sector.

Why most eligible businesses never claim

Tens of thousands of qualifying UK businesses never make a claim. The most common reasons: they assumed the relief was only for laboratories, their general accountant didn't raise it, or the process felt too complex. A specialist typically identifies far more qualifying expenditure than a business owner would find alone — and their fee is usually paid from the claim itself.

HMRC compliance in 2026

HMRC has significantly increased scrutiny since 2022. Error rates in self-prepared claims are high enough that enquiry risk is real for businesses without specialist support. Our grader measures your audit risk position so you understand where you stand before taking any action.